Filing Bankruptcy: Do You Need a Bankruptcy Lawyer?




Legally, you don’t have to have a lawyer to file for bankruptcy. Whether you plan to file Chapter 7 or Chapter 13, you can file as a pro se debtor. Don’t let the price of not having to hire a Thousand Oaks bankruptcy lawyer fool you, however. Not having a lawyer doesn’t mean that you’re getting a better deal. Here is why you should have a lawyer.

Attorneys Handle the Research


When you don’t have a lawyer, you have to do all of the research yourself. This can be time consuming and complicated. You need to sift through a variety of laws and then decide whether bankruptcy is the best decision for you. You need to understand bankruptcy law, state’s exemptions and also make sure that you follow all of the rules and procedures.

Attorneys Understand Complicated Cases


If you’re filing a complicated Chapter 7 bankruptcy, then you always want an attorney. These are more complicated cases and you may have income that could disqualify you. Your assets are at risk when you file bankruptcy and a lawyer is going to be able to keep them safe. Bankruptcy is daunting and contacting someone at Brent George Law could give you peace of mind, rather than handling it on your own.

In addition, Chapter 13 bankruptcies, by nature, are more complicated than Chapter 7. This is a labor-intensive filing that usually requires you to have extensive knowledge in bankruptcy law.

Attorneys Give You Peace of Mind


Filing for bankruptcy is stressful and daunting. When you hire a Thousand Oaks bankruptcy lawyer, you don’t have to do all the legwork on your own. You have an advocate and someone who is in your corner, doing the research and work instead. As stressful as bankruptcy is, lawyers give you peace of mind. While you can file bankruptcy without a lawyer, you’d be advised to use an attorney.

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